Fixer Jay's Mom & Pop Millionaire Blog

Making money with real estate anytime, anywhere

AVOID BEING A SLUMLORD

FOR RENT BY SLUMLORDIn pro-tenant states like mine (California), there are severe penalties for what they call “slum landlording”.  Slumlords are owners who milk the rent monies from their proper­ties but never contribute a nickel for upkeep.  This is a very… Continue reading

A PLAN WITH LESS RISK

tandem-skydivers-603631_150I decided to buy older houses and small apartments that needed fixing up.  My rea­soning was: I can do much of the work myself.  Plus, I can buy them for much less cash down because there are fewer… Continue reading

INSURANCE IS FIRST LINE OF PROTECTION

tornado-567723_640I always consider my insurance policy, both the property insurance (fire) and liability insurance, as my first line of defense against a loss from damage or a judgment.  If I get sued, my insurance company will provide for my… Continue reading

CAREER CHANGERS NEED MINIMUM RISK

career-451281_640Changing careers like I did is not for everyone, nor should it be.  Folks have different goals and dreams.  For those who wish a change in their everyday life or have decided what they do now to earn… Continue reading

KEEPING ALL THE MONEY FOR YOURSELF

WHY PAY TO UNCLE SAM, DOLLARSThink about this for a moment!  When I buy an income property for $40,000 less than its true market value using my investment knowledge, how much tax do you suppose I’ll have to pay on the $40,000 I’ve just… Continue reading

INCOME IS FIRST PRIORITY

incomePeople often say to me, “Jay, it makes good sense what you say about determining cash flow up front before buying a property, but we can’t find decent investment properties that show any profits until some time in the future.… Continue reading

TIMELY RENTS ARE LANDLORD’S BUSINESS

rentsMany small mom and pop type investors give up the opportunity to make a ton of money and have a wonderful free “come and go” lifestyle simply because they never see the importance of learning to be a skilled landlord.… Continue reading

AFFORDABLE HOUSES ARE MONEY MAKERS

simple house

Affordable Houses = Money Maker

Houses aren’t glamorous like shopping malls and high tech commercial buildings, but they are far better suited for investors, who start with very little cash and no reserves.

Borrowing from the seller when you purchase… Continue reading

THE BUSINESS OF LANDLORDING

businessEvery landlord should know and under­stand Landlord-Tenant laws in his own state and local area.  Equally important, you should know the rules concerning habitability.  Hab­itable means your house is safe and legal to rent out!  Your insurance… Continue reading

FINANCING – LONGEST TERM IS BEST

financing

GET THE LONGEST POSSIBLE TERMS YOU CAN

I’m always satisfied when my mortgaged properties earn a small positive cash profit consistently every month.  Little profits allow me to buy more properties, which in turn provide additional little profits. … Continue reading


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